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Risk Management

Your financial plan is not likely to plan on disability, a premature death, a lawsuit, or a significant loss of property, but we all know these unfortunate circumstances do occur. Our role is to help you understand what things can disrupt your financial plans and develop strategies to minimize those risks. We work with your insurance specialist, attorney, and other professionals to develop a risk management and asset protection plan that is right for you.

A client story:

Joan, an early-career radiologist, lived with her husband Mark and their two young children. As Mark stayed at home with the children, all of the family’s income and savings came from Joan. As Joan did per-diem clinical work, she was not covered by employer provided disability or life insurance benefits. We helped Joan and Mark to quantify their need for this insurance, and then worked with them to source it from low-cost insurance providers. We also organized the insurance coverage so that should Joan become disabled or die prematurely, the insurance benefit would be realized in the most tax efficient manner possible.